房子Close之後，你還需要做哪些工作？——灣區買房經驗談（四）

矽谷人講矽谷事

舊金山、矽谷最新鮮真實的房地產資訊

上一篇《進入購房合同後，你還有哪些工作需要做？》

恭喜你經過近一個月的時間，終於走完銀行的貸款流程，在TitleCompany簽下你的名字，從此刻起，房子正式屬於你。

在迎接你的新生活之前，還有下面這些準備工作需要做。

1.更換門鎖。

2.更改家庭地址。

郵局網站 www.USPS.com/move

及時改地址可以防止信件丟失。另外的好處是郵局知道你搬家的話，會給你郵寄一封附近商店的有用coupon，比如Lowes, Home Depot這些coupon你真的會用的上哦。

另外，不要忘了更新你的Bank, Credit Card, DMV, 公司Profile等等地址，免得錯過什麼重要檔案。

3.繳地產稅。

Property Tax每年分兩次繳費，分別是在12月10日和次年4月10日之前。可以直接登入自己家所在的County網站查詢，繳費。如果是郵寄支票的話，時間是以郵戳日期為準。通常，因為我們現在房子購買的價格要比原房主購買的價格高，所以還會有SupplementalProperty Tax，也就是政府對我們的房子按照現在的市場價格重新評估繳費基數。

以下是灣區幾個County的網址，你可以查詢和繳納稅款：

SantaClara:

https://payments.sccgov.org/propertytax
San Mateo:

https://www.sanmateocountytaxcollector.org/SMCWPS/pages/secureSearch.jsp

Alameda:

https://www.acgov.org/propertytax/

Contra Costa:

http://www.co.contra-costa.ca.us/559/Look-Up-Pay-Taxe

4.開通水、電、氣和其它居家賬戶。

及時開通家裡的水、電、煤氣，order垃圾桶；有HOA的房子需要聯絡HOA Management公司繳納HOA費。

（附錄有各城市詳細聯絡方式）

5.房屋維修計劃。

再次仔細閱讀一下房屋檢查報告，列出打算維修的部分。有些維修需要在入住之前做好（例如殺白蟻的Fumigation），有些小維修也可以入住後慢慢維修。

這裡提醒下小夥伴，凡是動水動電動管道的Remodel都建議先申請Permit,免得被鄰居舉報或者被City透過其他途徑發現要求補Permit會更麻煩。在City有Permit Record也利於以後房子轉賣，你總不想Listing Agent在你Disclosure裡寫Permit Unknown之類的嚇跑一些神經脆弱的buyer吧。

6.聯絡搬家公司。

確定搬家大致日期後可以聯絡搬家公司Schedule Move了。

7.註冊新學校。

如果你是為了孩子上學買的學區房，那最最重要的事估計就是聯絡School Office轉學。你可以在學校網站找到new student registration檢視登記上學所需資料，也可以聯絡學校Office詢問所需要的資料。一般資料包括房子Close時Title公司提供的過戶資料，PG&E的賬單等。

附錄

Santa Clara County Services Directory

CAMPBELL Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.279.7900 Garbage 408.283.9250 Cable 800.266.2278	MONTE SERENO Phone 800.483.4000 Gas/Electric 800.743.5000 Water 408.279.7900 Garbage 408.354.2100 Cable 408.727.3900
CUPERTINO Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.279.7900/650.917.0152 Garbage 408.725.4020 Cable 800.266.2278	MOUNTAIN VIEW Phone 800.310.2355 Gas/Electric 800.743.5000 Water 650.903.6329/650.917.0152 Garbage 650.967.3034 Cable 800.266.2278
GILROY Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.846.0400 Garbage 408.842.3358 Cable 800.266.2278	PALO ALTO Phone 800.310.2355 Gas/Electric 650.329.2161 Water 650.329.2161 Garbage 650.493.4894 Cable 800.266.2278
LOS ALTOS Phone 800.310.2355 Gas/Electric 800.743.5000 Water 650.917.0152 Garbage 650.961.8040 Cable 800.266.2278	SAN JOSE Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.279.7900/408.227.9540 Garbage 408.282.4400 Cable 800.266.2278
LOS ALTOS HILLS Phone 800.310.2355 Gas/Electric 800.743.5000 Water 650.917.0152/650.961.8040 Garbage 650.948.1217 Cable 800.266.2278	SANTA CLARA Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.615.2300/408.615.2000 Garbage 408.615.2051 Cable 800.266.2278
LOS GATOS Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.279.7900 Garbage 408.283.9250 Cable 800.266.2278	SARATOGA Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.279.7900 Garbage 408.283.9250 Cable 800.266.2278
MILPITAS Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.586.2600 Garbage 408.586.3352 Cable 800.266.2278	SUNNYVALE Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.730.7510/650.917.0152 Garbage 408.730.7400 Cable 800.266.2278
MORGAN HILL Phone 800.310.2355 Gas/Electric 800.743.5000 Water 408.776.7333 Garbage 408.842.3358 Cable 800.266.2278

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灣區買房經驗談

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Niche 2018年舊金山灣區公立高中排名前50榜單

宣告所有文章均屬作者原創，如需轉載，請聯絡本人。

免費諮詢

Wen Zhao畢業於北京大學光華管理學院，現就職於全美最大的房地產公司KellerWilliams，是一位服務舊金山灣區/矽谷社群的資深地產經紀人。如果您有意向在舊金山、矽谷置業投資，我將為您提供專業的房產諮詢服務。微訊號“wenzhaoca”，郵箱“[email protected]”。

Wen在北京有過兩次成功創業的經歷，並在鳳凰衛視工作多年。Wen在鳳凰衛視工作期間，負責主持人及大型活動的商務合作，擁有高超的談判技巧和應變能力。

為客戶買到他們的DreamHouse，是Wen從事這份工作的最大動力，曾有客戶對Wen說“你是世界上最好的agent”。Wen深知對於大多數人而言，房產是人生中所擁有的最貴重的投入和資產，不僅承載了居住與投資的功能，還承載了“家”的情感因素。Wen具有豐富的實戰經驗，誠實可信，對灣區的房地產市場有著深入的研究，同時擁有豐富的裝修、建房經驗。在幫您購買房屋時，一切以您的利益為優先，就像為自己選擇房屋一樣，全心全意為您提供灣區最優質的房屋買賣服務。

下面是兩封Wen的客戶的感謝信。

From Facebook Clients:

Dear Wen,

Thank you for helping us find thisperfect home! We appreciate and enjoyed that you looked so many houses with us,and helped us make our decision.

I see that you have an very good eye forexcellent houses, and you're an expert on house value appraisal. I felt that Isaved a lot of money on buying this house. You consider for us, and on everyhouse search you gave us best options and useful information ( school rate,commute time, safety etc.), which saved us a lot of time.

Your constant positive energy, yourbrilliant sense of market, all combined you as an great real estate agent withbig potential!

We appreciate all of your time spent forhelping us purchase our first home in California.

From Google client:

I highly recommend Wen Zhao who isour buyer agent, she is the person we trust.

We talked to a few agents, she wasnot the one with highest volume, but we all know what we need is the betterservice, she offers excellent one.

She spent time talking with us tomake sure she understands what we need, she is always available, she gave usadvice on location, age, schools and potential repair cost, we understood allpros and cons before making offer. We were able to avoid a risky purchase.

She is professional and has wideknowledge about construction, renovations and materials. She gave us valuableideas about house conditions, renovation plans, helped us interviewcontractors, walked with us to pick materials and shared resources she has.

The most importantthing is the price. She knows market very well, and she spent huge effort oncase study and offer negotiation trying to save money for us. It is alwaysexciting to get a new home with price below appraisal, but what really matteris how much higher is your offer above the others, we won the house at the 2ndplace. That's awesome experience!